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"Data are the most important element in redefining retail," said Wu Weijia, an equity analyst who focuses on internet-based businesses at ICBC International Holdings Ltd.

"Different from a decade ago, all the tasks should be done under the higher regulatory standards to cut financial risks," he said, speaking on condition of anonymity.

"Every Mother's Day and Chinese New Year, I would think of her. I miss her so much in pain and suffering," said Ye.

"During the 'cultural revolution' (1966-76), it was hard to get books. I needed to wait for a week to borrow one and had only two days to finish reading it. I had many regrets because I hadn't finished reading most of the novels," he said.

"Cutting the RRR is necessary, as the borrowing costs in the interbank system have risen recently and the small and medium-sized banks still need cheaper funds to increase credit for the real economy," said Lou Feipeng, a senior economist at Postal Savings Bank of China.